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South Carolina foreclosures and housing market

How foreclosure works in South Carolina, which counties lean to buyers or sellers, and how many homes are for sale right now.

How's the market in South Carolina?

A seller's market.

Listings spent about 71 days on the market, and 22% had a price cut in October 2026.

Market figures: Realtor.com® Economic Research, October 2026. Free weekly email. Unsubscribe anytime.

Distressed properties in South Carolina

Pre-foreclosures, auctions, bank-owned and HUD homes from county notices, with the street area instead of the house number.

Representative photo

We are not tracking properties in South Carolina yet

Our property list covers a handful of counties so far. Leave your email for the free weekly brief, and we will note that you want property alerts for South Carolina.

The closest place we track is Florida, with 1 property.

The South Carolina market in October 2026

Our score compares how many listings went under contract with how many were for sale, ranked against every US county. Low scores lean to buyers, high scores to sellers.

South Carolina market score

65Seller's market
Buyer's marketUS: 61Seller's market
Homes for sale
29,494
US: 1,179,101
Typical days on market
71
US: 66
Listings with a price cut
22%
US: 21%
Homes for sale vs pre-pandemic
+5%
US: −7%
October 2026 vs the October average for 2017 to 2019.

Market score by county

Check any county
Leans to buyersLeans to sellers

Gray counties had too few listings to score. Tap a county for its full answer.

Source: Realtor.com® Economic Research, October 2026 county data. County days on market are medians. State and US figures weight each county by its homes for sale. Price-cut share is the share of listings with a price reduction.

Judicial

How foreclosure works in South Carolina

South Carolina foreclosures go through court.

Main steps and notices
  • Borrowers living in the home get notice of foreclosure intervention and have 30 days to ask for it. The case pauses while it runs.
  • The sale is posted at the courthouse and two other public places and published once a week for three weeks.
  • If the lender seeks a deficiency, bidding stays open for 30 days after the sale.
Catching up before the sale
State law does not require a right to reinstate.
After the sale
There is no right to redeem after the sale.
Before any of this starts
Under federal rules, a mortgage servicer generally can't make the first notice or filing for foreclosure until the borrower is more than 120 days behind.
Governing law
South Carolina Code § 15-29-10 et seq.; § 15-39-610 et seq.; § 29-3-610 et seq.

Sources

General information, not legal advice.

Laws change and each case differs. Anyone facing foreclosure should talk with a local attorney or a HUD-approved housing counselor.

South Carolina questions

Is foreclosure in South Carolina judicial or non-judicial?

South Carolina foreclosures go through court.

Can a homeowner get the home back after a foreclosure sale in South Carolina?

There is no right to redeem after the sale.

Can a borrower in South Carolina catch up on the loan before the sale?

State law does not require a right to reinstate.

Is South Carolina a buyer's or seller's market right now?

A seller's market. South Carolina scores 65 out of 100 on our market scale, where low scores lean to buyers. Listings spent about 71 days on the market, and 22% had a price cut in October 2026. Source: Realtor.com® Economic Research.

How far behind does a borrower have to be before foreclosure starts?

Under federal rules, a mortgage servicer generally can't make the first notice or filing for foreclosure until the borrower is more than 120 days behind. Source: Consumer Financial Protection Bureau.