Hawaii foreclosures and housing market
How foreclosure works in Hawaii, which counties lean to buyers or sellers, and how many homes are for sale right now.
How's the market in Hawaii?
A buyer's market.
Listings spent about 93 days on the market, and 14% had a price cut in October 2026.
Market figures: Realtor.com® Economic Research, October 2026. Free weekly email. Unsubscribe anytime.
Distressed properties in Hawaii
Pre-foreclosures, auctions, bank-owned and HUD homes from county notices, with the street area instead of the house number.
Representative photoWe are not tracking properties in Hawaii yet
Our property list covers a handful of counties so far. Leave your email for the free weekly brief, and we will note that you want property alerts for Hawaii.
The closest place we track is Nevada, with 9 properties.
The Hawaii market in October 2026
Our score compares how many listings went under contract with how many were for sale, ranked against every US county. Low scores lean to buyers, high scores to sellers.
Hawaii market score
- Homes for sale
- 6,537
- US: 1,179,101
- Typical days on market
- 93
- US: 66
- Listings with a price cut
- 14%
- US: 21%
- Homes for sale vs pre-pandemic
- +16%
- US: −7%
- October 2026 vs the October average for 2017 to 2019.
Market score by county
Check any countyGray counties had too few listings to score. Tap a county for its full answer.
Most buyer-friendly counties
Lowest scores among counties with 50+ homes for sale.
Most seller-friendly counties
Highest scores among counties with 50+ homes for sale.
Source: Realtor.com® Economic Research, October 2026 county data. County days on market are medians. State and US figures weight each county by its homes for sale. Price-cut share is the share of listings with a price reduction.
How foreclosure works in Hawaii
Most Hawaii foreclosures now go through court. Many were non-judicial in the past, but some lenders switched to court.
- Main steps and notices
- The lender files suit and serves the borrower.
- The sale is published in a county newspaper for three weeks, or on the state website and at least once in a newspaper.
- The sale can be no sooner than 14 days after the last newspaper notice, or 28 days after the website notice.
- Catching up before the sale
- State law does not require a right to reinstate.
- After the sale
- There is no right to redeem after the sale.
- Before any of this starts
- Under federal rules, a mortgage servicer generally can't make the first notice or filing for foreclosure until the borrower is more than 120 days behind.
- Governing law
- Hawaii Revised Statutes § 667-1 et seq.
Sources
- Justia, Foreclosure laws and procedures: 50-state survey (last reviewed November 2022)
- Nolo, Foreclosure redemption period rights (state chart)
- Consumer Financial Protection Bureau, How to avoid foreclosure
General information, not legal advice.
Laws change and each case differs. Anyone facing foreclosure should talk with a local attorney or a HUD-approved housing counselor.
Go deeper
- Check any county's marketPick a county in Hawaii and see whether it leans to buyers or sellers.
- Read the buying guidesHow to buy pre-foreclosures, auction homes, bank-owned homes, HUD homes and short sales.
- Help if you're behind on your mortgageWhere you are in the process, your options, free counselors and scam warnings.
Hawaii questions
Is foreclosure in Hawaii judicial or non-judicial?
Most Hawaii foreclosures now go through court. Many were non-judicial in the past, but some lenders switched to court.
Can a homeowner get the home back after a foreclosure sale in Hawaii?
There is no right to redeem after the sale.
Can a borrower in Hawaii catch up on the loan before the sale?
State law does not require a right to reinstate.
Is Hawaii a buyer's or seller's market right now?
A buyer's market. Hawaii scores 31 out of 100 on our market scale, where low scores lean to buyers. Listings spent about 93 days on the market, and 14% had a price cut in October 2026. Source: Realtor.com® Economic Research.
How far behind does a borrower have to be before foreclosure starts?
Under federal rules, a mortgage servicer generally can't make the first notice or filing for foreclosure until the borrower is more than 120 days behind. Source: Consumer Financial Protection Bureau.