Colorado foreclosures and housing market
How foreclosure works in Colorado, which counties lean to buyers or sellers, and how many homes are for sale right now.
How's the market in Colorado?
A buyer's market.
Listings spent about 75 days on the market, and 25% had a price cut in October 2026.
Market figures: Realtor.com® Economic Research, October 2026. Free weekly email. Unsubscribe anytime.
Distressed properties in Colorado
Pre-foreclosures, auctions, bank-owned and HUD homes from county notices, with the street area instead of the house number.
Representative photoWe are not tracking properties in Colorado yet
Our property list covers a handful of counties so far. Leave your email for the free weekly brief, and we will note that you want property alerts for Colorado.
The closest place we track is Utah, with 128 properties.
The Colorado market in October 2026
Our score compares how many listings went under contract with how many were for sale, ranked against every US county. Low scores lean to buyers, high scores to sellers.
Colorado market score
- Homes for sale
- 32,991
- US: 1,179,101
- Typical days on market
- 75
- US: 66
- Listings with a price cut
- 25%
- US: 21%
- Homes for sale vs pre-pandemic
- +47%
- US: −7%
- October 2026 vs the October average for 2017 to 2019.
Market score by county
Check any countyGray counties had too few listings to score. Tap a county for its full answer.
Most buyer-friendly counties
Lowest scores among counties with 50+ homes for sale.
- 1Conejos County109 days on market · 6% with a price cut · 54 for sale
- 3Huerfano County123 days on market · 11% with a price cut · 177 for sale
- 3Ouray County117 days on market · 11% with a price cut · 118 for sale
- 5Archuleta County120 days on market · 9% with a price cut · 276 for sale
- 5Lake County107 days on market · 18% with a price cut · 95 for sale
Most seller-friendly counties
Highest scores among counties with 50+ homes for sale.
- 61Broomfield County57 days on market · 26% with a price cut · 251 for sale
- 57Pitkin County120 days on market · 4% with a price cut · 394 for sale
- 55Adams County58 days on market · 30% with a price cut · 1,897 for sale
- 50Logan County79 days on market · 19% with a price cut · 68 for sale
- 48El Paso County70 days on market · 30% with a price cut · 3,806 for sale
Source: Realtor.com® Economic Research, October 2026 county data. County days on market are medians. State and US figures weight each county by its homes for sale. Price-cut share is the share of listings with a price reduction.
How foreclosure works in Colorado
Most Colorado foreclosures are non-judicial, run by the county public trustee with a short court step.
- Main steps and notices
- At least 30 days before filing a Notice of Election and Demand, the lender mails a notice with the state foreclosure hotline number.
- The public trustee mails notice within 20 days of recording and again 45 to 60 days before the sale, and publishes it for five weeks.
- A court order under Rule 120 authorizes the sale.
- The sale generally takes place 110 to 125 days after the Notice of Election and Demand is recorded.
- Catching up before the sale
- The borrower can cure until noon the day before the sale if a notice of intent to cure is filed at least 15 days before the sale.
- After the sale
- There is generally no right to redeem after the sale.
- Before any of this starts
- Under federal rules, a mortgage servicer generally can't make the first notice or filing for foreclosure until the borrower is more than 120 days behind.
- Governing law
- Colorado Revised Statutes § 38-38-100.3 et seq.
Sources
- Justia, Foreclosure laws and procedures: 50-state survey (last reviewed November 2022)
- Nolo, Foreclosure redemption period rights (state chart)
- Consumer Financial Protection Bureau, How to avoid foreclosure
General information, not legal advice.
Laws change and each case differs. Anyone facing foreclosure should talk with a local attorney or a HUD-approved housing counselor.
Go deeper
- Check any county's marketPick a county in Colorado and see whether it leans to buyers or sellers.
- Read the buying guidesHow to buy pre-foreclosures, auction homes, bank-owned homes, HUD homes and short sales.
- Help if you're behind on your mortgageWhere you are in the process, your options, free counselors and scam warnings.
Colorado questions
Is foreclosure in Colorado judicial or non-judicial?
Most Colorado foreclosures are non-judicial, run by the county public trustee with a short court step.
Can a homeowner get the home back after a foreclosure sale in Colorado?
There is generally no right to redeem after the sale.
Can a borrower in Colorado catch up on the loan before the sale?
The borrower can cure until noon the day before the sale if a notice of intent to cure is filed at least 15 days before the sale.
Is Colorado a buyer's or seller's market right now?
A buyer's market. Colorado scores 33 out of 100 on our market scale, where low scores lean to buyers. Listings spent about 75 days on the market, and 25% had a price cut in October 2026. Source: Realtor.com® Economic Research.
How far behind does a borrower have to be before foreclosure starts?
Under federal rules, a mortgage servicer generally can't make the first notice or filing for foreclosure until the borrower is more than 120 days behind. Source: Consumer Financial Protection Bureau.